Thousand Oaks, Berkeley Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Thousand Oaks, Berkeley Market Snapshot

Thousand Oaks is still one of the most competitive markets in the Bay Area, but competition is starting to ease. Here's the picture:

Based on 15 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.90M
Down 8.6% from July 2025
Down $178K from July 2025
Homes Sold
15
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,977/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,815
  • Property Tax$1,978
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
1 more day than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
133.2%
Down from 138.6% in July 2025
Selling 33% above asking
% Sold Over Asking
86%
86% of homes sold above their asking price
Active Listings
1
Down 46.4% from July 2025
About 0.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Thousand Oaks.

Median Sale Price
Down 8.6% year-over-year in Thousand Oaks. Based on 15 sales in the last 3 months.
Homes Sold
50% more homes sold than a year ago in Thousand Oaks.
Total Monthly Payment
Estimated monthly cost is down 9% from a year ago in Thousand Oaks, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Thousand Oaks, Berkeley

Is now a good time to buy in Thousand Oaks, Berkeley?

Thousand Oaks, Berkeley is still a highly competitive market, but conditions are starting to ease. Buyers should move quickly on well-priced homes and expect to offer above asking, though the most intense bidding wars may be tapering.

How do Thousand Oaks, Berkeley home prices compare to the Bay Area average?

At $1.90M, Thousand Oaks, Berkeley's median is close to the Bay Area average of $1.80M.

Within Berkeley, this area trades about 26% above the city-wide median of $1.51M.

By home type:

  • Single-family homes at $1.82M
  • Condos at $2.50M
What price range should I budget for in Thousand Oaks, Berkeley?

Prices in Thousand Oaks, Berkeley depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.82M
  • Condos at $2.50M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Thousand Oaks, Berkeley for buyers?

Thousand Oaks, Berkeley is one of the Bay Area's more competitive markets:

  • Homes sell about 33% above asking on average
  • 86% close above list price
  • 14 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Thousand Oaks, Berkeley home?

At $1.90M with 20% down at 6.71%, your estimated total monthly cost is approximately $11,977:

  • $9,815 principal and interest
  • $1,978 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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