Thousand Oaks, Berkeley Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Thousand Oaks, Berkeley Market Snapshot

Thousand Oaks is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 9 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.16M
▲ Up 28.9% from September 2025
Up $484K from September 2025
Homes Sold
9
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$14,394/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,961
  • Property Tax$2,249
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
· Same as September 2025
Homes sell in a week or two
Sale-to-List Ratio
144.9%
▲ Up from 135.5% in September 2025
Selling 45% above asking
% Sold Over Asking
78%
78% of homes sold above their asking price
Active Listings
4
▲ Up 113.4% from September 2025
About 1.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Thousand Oaks.

Median Sale Price
Up 28.9% year-over-year in Thousand Oaks. Based on 9 sales in the last 3 months.
Homes Sold
10% fewer homes sold than a year ago in Thousand Oaks.
Total Monthly Payment
Estimated monthly cost is up 37% from a year ago in Thousand Oaks, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Thousand Oaks, Berkeley

Is now a good time to buy in Thousand Oaks, Berkeley?

Thousand Oaks, Berkeley is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Thousand Oaks, Berkeley home prices compare to the Bay Area average?

At $2.16M, Thousand Oaks, Berkeley's median is close to the Bay Area average of $1.77M.

Within Berkeley, this area trades about 53% above the city-wide median of $1.41M.

How competitive is Thousand Oaks, Berkeley for buyers?

Thousand Oaks, Berkeley is one of the Bay Area's more competitive markets:

  • Homes sell about 45% above asking on average
  • 78% close above list price
  • 14 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Thousand Oaks, Berkeley home?

At $2.16M with 20% down at 7.4%, your estimated total monthly cost is approximately $14,394:

  • $11,961 principal and interest
  • $2,249 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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