East Palo Alto Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

East Palo Alto Market Snapshot

East Palo Alto is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 28 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$960K
Down 4.1% from July 2025
Down $41K from July 2025
Homes Sold
28
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,141/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,958
  • Property Tax$999
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
36 days
13 more days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
101.5%
Down from 102.9% in July 2025
Selling at or near asking price
% Sold Over Asking
37%
37% of homes sold above asking, some competition
Active Listings
26
Up 16.3% from July 2025
About 2.8 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in East Palo Alto.

Median Sale Price
Down 4.1% year-over-year in East Palo Alto. Based on 28 sales in the last 3 months.
Homes Sold
8% more homes sold than a year ago in East Palo Alto.
Total Monthly Payment
Estimated monthly cost is down 5% from a year ago in East Palo Alto, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

East Palo Alto housing market trends, 2021–2026

September 2021 median
$1.02M
$3,445/mo at 3.0%
Peak (July 2022)
$1.23M
July 2026 median
$960K
$4,933/mo at 6.7%

The median sale price in East Palo Alto is $960K — down 6% from $1.02M in September 2021. Over that stretch, the median peaked at $1.23M in July 2022 and bottomed at $820K in December 2022. That puts today's price about 5% below the area's 5-year average of $1.01M. East Palo Alto averages only about 9 sales a month, so these swings partly reflect which specific homes happened to sell — treat the long-run direction as rough, not precise.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $4,933 today, up 43% from $3,445 in September 2021. Most of that increase comes from mortgage rates (3.0% then vs. 6.7% now), not prices — at September 2021 rates, today's median would run about $3,240/mo.

Seasonally, the three months ending in May have been the busiest stretch for closings in East Palo Alto over the past 5 years (about 32 sales in that window on average, vs. 20 for the stretch ending in February), while competition has run hottest in the stretch ending in June (64% of homes selling over asking on average). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about East Palo Alto

Is now a good time to buy in East Palo Alto?

East Palo Alto is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do East Palo Alto home prices compare to the Bay Area average?

At $960K, East Palo Alto's median sits about 47% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that East Palo Alto is one of the more accessible corners of the Bay Area.

By home type:

  • Single-family homes at $1000K
  • Condos at $580K
  • Townhomes at $960K
What price range should I budget for in East Palo Alto?

Prices in East Palo Alto depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1000K
  • Condos at $580K
  • Townhomes at $960K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is East Palo Alto for buyers?

East Palo Alto is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 37% close above list price
  • 36 days typical time to go pending
  • 32% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced East Palo Alto home?

At $960K with 20% down at 6.71%, your estimated total monthly cost is approximately $6,141:

  • $4,958 principal and interest
  • $999 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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