Spanishtown South, Half Moon Bay Housing Market · 2025

Data through Nov 2025

Spanishtown South, Half Moon Bay Market Snapshot

Spanishtown South is one of the most competitive markets in the Bay Area right now. Here's what you need to know:

Based on just 1 sale in November 2025. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through November 2025

SalesWhat are homes selling for?
Median Sale Price
$1.70M
Homes Sold
1
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,577/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,623
  • Property Tax$1,771
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
3 days
Homes sell in under a week
Sale-to-List Ratio
109.7%
Selling 10% above asking
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Spanishtown South.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 51% from a year ago in Spanishtown South, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Spanishtown South, Half Moon Bay

Is now a good time to buy in Spanishtown South, Half Moon Bay?

Data for Spanishtown South, Half Moon Bay specifically is limited. Only 1 sale in the most recent month is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Half Moon Bay market: half Moon Bay is a balanced market, a good environment for thoughtful decisions on both sides. Sellers can expect fair prices and buyers have time to negotiate without extreme pressure.

How do Spanishtown South, Half Moon Bay home prices compare to Half Moon Bay and the Bay Area?

Spanishtown South, Half Moon Bay's one recent sale was at a median of $1.70M. That is notably above Half Moon Bay's city-wide median of $1.15M. With only a single data point, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.88M.

What will my total monthly cost be on a typical Spanishtown South, Half Moon Bay home?

Using the one recent sale as a rough anchor, your estimated total monthly cost with 20% down at 6.53% would be approximately $10,577:

  • $8,623 principal and interest
  • $1,771 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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