Southgate, Hayward Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Southgate, Hayward Market Snapshot

Southgate leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 11 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$790K
▼ Down 1.3% from September 2025
Down $10K from September 2025
Homes Sold
11
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,381/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,375
  • Property Tax$823
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
31 days
▲ 17 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
100.3%
▲ Up from 97.5% in September 2025
Selling at or near asking price
% Sold Over Asking
45%
45% of homes sold above asking, some competition
Active Listings
9
▲ Up 42.3% from September 2025
About 2.3 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Southgate.

Median Sale Price
Down 1.3% year-over-year in Southgate. Based on 11 sales in the last 3 months.
Homes Sold
8% fewer homes sold than a year ago in Southgate.
Total Monthly Payment
Estimated monthly cost is up 5% from a year ago in Southgate, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Southgate, Hayward

Is now a good time to buy in Southgate, Hayward?

Southgate, Hayward leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Southgate, Hayward home prices compare to the Bay Area average?

At $790K, Southgate, Hayward's median sits about 55% below the Bay Area average of $1.77M. Southgate, Hayward is among the most accessible parts of the Bay Area.

This is close to the Hayward city-wide median of $831K.

By home type:

  • Condos at $429K
  • Single-family homes at $900K
What price range should I budget for in Southgate, Hayward?

Prices in Southgate, Hayward depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $429K
  • Single-family homes at $900K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Southgate, Hayward for buyers?

Southgate, Hayward currently leans toward buyers:

  • Homes sell about 0.3% above asking on average
  • 45% close above list price
  • 31 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Southgate, Hayward home?

At $790K with 20% down at 7.4%, your estimated total monthly cost is approximately $5,381:

  • $4,375 principal and interest
  • $823 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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