Sanders Ranch, Moraga Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Sanders Ranch, Moraga Market Snapshot

Sanders Ranch is one of the most competitive markets in the Bay Area right now. Here's what you need to know:

Based on just 1 sale in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.92M
Homes Sold
1
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$19,427/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$16,197
  • Property Tax$3,046
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
0 days
Homes sell in under a week
Sale-to-List Ratio
117.2%
Selling 17% above asking
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
2
About 6.4 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Sanders Ranch.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 33% from a year ago in Sanders Ranch, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Sanders Ranch, Moraga

Is now a good time to buy in Sanders Ranch, Moraga?

Data for Sanders Ranch, Moraga specifically is limited. Only 1 sale in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Moraga market: moraga is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Sanders Ranch, Moraga home prices compare to Moraga and the Bay Area?

Sanders Ranch, Moraga's one recent sale was at a median of $2.92M. That is notably above Moraga's city-wide median of $1.51M. With only a single data point, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.77M.

What will my total monthly cost be on a typical Sanders Ranch, Moraga home?

Using the one recent sale as a rough anchor, your estimated total monthly cost with 20% down at 7.4% would be approximately $19,427:

  • $16,197 principal and interest
  • $3,046 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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