Monta Loma, Mountain View Housing Market · 2026

Data through May 2026

Monta Loma, Mountain View Market Snapshot

Monta Loma is one of the most competitive markets in the Bay Area right now. Here's what you need to know:

Based on 8 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$2.08M
Down 14.1% from May 2025
Down $341K from May 2025
Homes Sold
8
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$12,826/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$10,481
  • Property Tax$2,161
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
9 days
0 fewer days than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
106.6%
Down from 106.9% in May 2025
Selling 7% above asking
% Sold Over Asking
88%
88% of homes sold above their asking price
Active Listings
5
Up 400.0% from May 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Monta Loma.

Median Sale Price
Down 14.1% year-over-year in Monta Loma. Based on 8 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in Monta Loma.
Total Monthly Payment
Estimated monthly cost is down 17% from a year ago in Monta Loma, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Monta Loma, Mountain View

Is now a good time to buy in Monta Loma, Mountain View?

Monta Loma, Mountain View is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Monta Loma, Mountain View home prices compare to the Bay Area average?

At $2.08M, Monta Loma, Mountain View's median is close to the Bay Area average of $1.85M.

Within Mountain View, this area trades about 13% above the city-wide median of $1.84M.

By home type:

  • Single-family homes at $2.42M
  • Townhomes at $1.80M
What price range should I budget for in Monta Loma, Mountain View?

Prices in Monta Loma, Mountain View depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.42M
  • Townhomes at $1.80M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Monta Loma, Mountain View for buyers?

Monta Loma, Mountain View is one of the Bay Area's more competitive markets:

  • Homes sell about 7% above asking on average
  • 88% close above list price
  • 9 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Monta Loma, Mountain View home?

At $2.08M with 20% down at 6.49%, your estimated total monthly cost is approximately $12,826:

  • $10,481 principal and interest
  • $2,161 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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