Ventura, Palo Alto Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Ventura, Palo Alto Market Snapshot

Ventura is a balanced market, but competition has been picking up. Here's where things stand:

Based on 7 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.62M
Up 14.4% from July 2025
Up $330K from July 2025
Homes Sold
7
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$16,446/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$13,534
  • Property Tax$2,728
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
35 days
17 more days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
103.3%
Up from 100.3% in July 2025
Selling 3% above asking
% Sold Over Asking
43%
43% of homes sold above asking, some competition
Active Listings
4
Up 328.6% from July 2025
About 1.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Ventura.

Median Sale Price
Up 14.4% year-over-year in Ventura. Based on 7 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 14% from a year ago in Ventura, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Ventura, Palo Alto

Is now a good time to buy in Ventura, Palo Alto?

Ventura, Palo Alto is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Ventura, Palo Alto home prices compare to the Bay Area average?

At $2.62M, Ventura, Palo Alto's median sits about 45% above the Bay Area average of $1.80M. Ventura, Palo Alto is on the higher end of the regional market.

Within Palo Alto, this area trades about 26% below the city-wide median of $3.52M.

By home type:

  • Single-family homes at $2.86M
  • Townhomes at $2.60M
What price range should I budget for in Ventura, Palo Alto?

Prices in Ventura, Palo Alto depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.86M
  • Townhomes at $2.60M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Ventura, Palo Alto for buyers?

Ventura, Palo Alto is a balanced market where neither side dominates:

  • Homes sell about 3% above asking on average
  • 43% close above list price
  • 35 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Ventura, Palo Alto home?

At $2.62M with 20% down at 6.71%, your estimated total monthly cost is approximately $16,446:

  • $13,534 principal and interest
  • $2,728 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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