Ventura, Palo Alto Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Ventura, Palo Alto Market Snapshot

Ventura favors sellers and competition is intensifying. Here's the picture:

Based on 7 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.67M
▼ Down 23.5% from September 2025
Down $819K from September 2025
Homes Sold
7
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$17,749/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$14,785
  • Property Tax$2,780
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
34 days
▼ 17 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
107.3%
▲ Up from 102.3% in September 2025
Selling 7% above asking
% Sold Over Asking
43%
43% of homes sold above asking, some competition
Active Listings
7
▲ Up 646.8% from September 2025
About 3.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Ventura.

Median Sale Price
Down 23.5% year-over-year in Ventura. Based on 7 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 18% from a year ago in Ventura, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Ventura, Palo Alto

Is now a good time to buy in Ventura, Palo Alto?

Ventura, Palo Alto favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Ventura, Palo Alto home prices compare to the Bay Area average?

At $2.67M, Ventura, Palo Alto's median sits about 51% above the Bay Area average of $1.77M. Ventura, Palo Alto is on the higher end of the regional market.

Within Palo Alto, this area trades about 26% below the city-wide median of $3.61M.

By home type:

  • Single-family homes at $2.88M
  • Townhomes at $2.63M
What price range should I budget for in Ventura, Palo Alto?

Prices in Ventura, Palo Alto depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.88M
  • Townhomes at $2.63M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Ventura, Palo Alto for buyers?

Ventura, Palo Alto currently favors sellers:

  • Homes sell about 7% above asking on average
  • 43% close above list price
  • 34 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Ventura, Palo Alto home?

At $2.67M with 20% down at 7.4%, your estimated total monthly cost is approximately $17,749:

  • $14,785 principal and interest
  • $2,780 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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