Horgan Ranch, Redwood City Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Horgan Ranch, Redwood City Market Snapshot

Horgan Ranch favors sellers and competition is intensifying. Here's the picture:

Based on 14 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.15M
Down 28.2% from July 2025
Down $845K from July 2025
Homes Sold
14
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$13,560/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,132
  • Property Tax$2,244
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
1 more day than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
104.7%
Up from 102.0% in July 2025
Selling 5% above asking
% Sold Over Asking
57%
More than half of homes sold above their asking price
Active Listings
3
Down 35.7% from July 2025
About 0.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Horgan Ranch.

Median Sale Price
Down 28.2% year-over-year in Horgan Ranch. Based on 14 sales in the last 3 months.
Homes Sold
133% more homes sold than a year ago in Horgan Ranch.
Total Monthly Payment
Estimated monthly cost is down 28% from a year ago in Horgan Ranch, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Horgan Ranch, Redwood City

Is now a good time to buy in Horgan Ranch, Redwood City?

Horgan Ranch, Redwood City favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Horgan Ranch, Redwood City home prices compare to the Bay Area average?

At $2.15M, Horgan Ranch, Redwood City's median is close to the Bay Area average of $1.80M.

This is close to the Redwood City city-wide median of $1.98M.

How competitive is Horgan Ranch, Redwood City for buyers?

Horgan Ranch, Redwood City currently favors sellers:

  • Homes sell about 5% above asking on average
  • 57% close above list price
  • 14 days typical time to go pending
  • 20% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Horgan Ranch, Redwood City home?

At $2.15M with 20% down at 6.71%, your estimated total monthly cost is approximately $13,560:

  • $11,132 principal and interest
  • $2,244 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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