Horgan Ranch, Redwood City Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Horgan Ranch, Redwood City Market Snapshot

Horgan Ranch is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 15 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.52M
▲ Up 5.0% from September 2025
Up $120K from September 2025
Homes Sold
15
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$16,795/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$13,982
  • Property Tax$2,629
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
25 days
▲ 13 more days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
103.5%
▼ Down from 104.0% in September 2025
Selling 3% above asking
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
3
▼ Down 60.0% from September 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Horgan Ranch.

Median Sale Price
Up 5.0% year-over-year in Horgan Ranch. Based on 15 sales in the last 3 months.
Homes Sold
114% more homes sold than a year ago in Horgan Ranch.
Total Monthly Payment
Estimated monthly cost is up 12% from a year ago in Horgan Ranch, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Horgan Ranch, Redwood City

Is now a good time to buy in Horgan Ranch, Redwood City?

Horgan Ranch, Redwood City is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Horgan Ranch, Redwood City home prices compare to the Bay Area average?

At $2.52M, Horgan Ranch, Redwood City's median sits about 43% above the Bay Area average of $1.77M. Horgan Ranch, Redwood City is on the higher end of the regional market.

Within Redwood City, this area trades about 30% above the city-wide median of $1.95M.

How competitive is Horgan Ranch, Redwood City for buyers?

Horgan Ranch, Redwood City is a balanced market where neither side dominates:

  • Homes sell about 3% above asking on average
  • 40% close above list price
  • 25 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Horgan Ranch, Redwood City home?

At $2.52M with 20% down at 7.4%, your estimated total monthly cost is approximately $16,795:

  • $13,982 principal and interest
  • $2,629 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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