Contempo, Union City Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Contempo, Union City Market Snapshot

Contempo is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 5 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$820K
Down 34.5% from July 2025
Down $432K from July 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,273/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,236
  • Property Tax$854
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
2 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
99.6%
Down from 102.4% in July 2025
Selling at or near asking price
% Sold Over Asking
80%
80% of homes sold above their asking price
Active Listings
6
Down 28.6% from July 2025
About 3.8 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Contempo.

Median Sale Price
Down 34.5% year-over-year in Contempo. Based on 5 sales in the last 3 months.
Homes Sold
29% fewer homes sold than a year ago in Contempo.
Total Monthly Payment
Estimated monthly cost is down 34% from a year ago in Contempo, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Contempo, Union City

Is now a good time to buy in Contempo, Union City?

Contempo, Union City is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Contempo, Union City home prices compare to the Bay Area average?

At $820K, Contempo, Union City's median sits about 54% below the Bay Area average of $1.80M. Contempo, Union City is among the most accessible parts of the Bay Area.

Within Union City, this area trades about 37% below the city-wide median of $1.30M.

By home type:

  • Townhomes at $780K
  • Single-family homes at $1.48M
What price range should I budget for in Contempo, Union City?

Prices in Contempo, Union City depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Townhomes at $780K
  • Single-family homes at $1.48M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Contempo, Union City for buyers?

Contempo, Union City is a balanced market where neither side dominates:

  • Homes sell about 0.4% below asking on average
  • 80% close above list price
  • 17 days typical time to go pending
  • 36% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Contempo, Union City home?

At $820K with 20% down at 6.71%, your estimated total monthly cost is approximately $5,273:

  • $4,236 principal and interest
  • $854 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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