ZIP 94015, Daly City Housing Market · 2026

Data through Jul 2026 · Part of the Daly City housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94015, Daly City Market Snapshot

ZIP 94015 is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 70 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.27M
Up 0.8% from July 2025
Up $10K from July 2025
Homes Sold
70
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,061/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,556
  • Property Tax$1,322
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
2 fewer days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
110.4%
Up from 106.1% in July 2025
Selling 10% above asking
% Sold Over Asking
74%
74% of homes sold above their asking price
Active Listings
28
Down 24.7% from July 2025
About 1.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94015, Daly City.

Median Sale Price
Up 0.8% year-over-year in 94015, Daly City. Based on 70 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in 94015, Daly City.
Total Monthly Payment
Estimated monthly cost is roughly flat compared to a year ago in 94015, Daly City.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94015

Is now a good time to buy in ZIP 94015?

ZIP 94015 is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do ZIP 94015 home prices compare to the Bay Area average?

At $1.27M, ZIP 94015's median sits about 30% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 94015 is one of the more accessible corners of the Bay Area.

This is close to the Daly City city-wide median of $1.22M.

By home type:

  • Single-family homes at $1.32M
  • Condos at $465K
  • Townhomes at $880K
What price range should I budget for in ZIP 94015?

Prices in ZIP 94015 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.32M
  • Condos at $465K
  • Townhomes at $880K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94015 for buyers?

ZIP 94015 is one of the Bay Area's more competitive markets:

  • Homes sell about 10% above asking on average
  • 74% close above list price
  • 13 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced ZIP 94015 home?

At $1.27M with 20% down at 6.71%, your estimated total monthly cost is approximately $8,061:

  • $6,556 principal and interest
  • $1,322 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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