ZIP 94022, Los Altos Housing Market · 2026

Data through Mar 2026 · Part of the Los Altos housing market

ZIP 94022, Los Altos Market Snapshot

ZIP 94022 favors sellers, but smart buyers can still win. Here's the picture:

Based on 43 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$5.00M
Down 2.0% from March 2025
Down $100K from March 2025
Homes Sold
43
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$30,753/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$25,362
  • Property Tax$5,208
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
1 more day than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
103.7%
Up from 103.3% in March 2025
Selling 4% above asking
% Sold Over Asking
51%
More than half of homes sold above their asking price
Active Listings
34
· Up 0.0% from March 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94022, Los Altos.

Median Sale Price
Down 2.0% year-over-year in 94022, Los Altos. Based on 43 sales in the most recent month.
Homes Sold
12% fewer homes sold than a year ago in 94022, Los Altos.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in 94022, Los Altos, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94022

Is now a good time to buy in ZIP 94022?

ZIP 94022 currently favors sellers. Homes sell near or above asking, and well-priced listings move quickly. Buyers who come in prepared with strong financing and realistic expectations tend to succeed.

How do ZIP 94022 home prices compare to the Bay Area average?

At $5.00M, ZIP 94022's median sits about 167% above the Bay Area average of $1.88M. ZIP 94022 is on the higher end of the regional market.

Within Los Altos, this area trades about 20% above the city-wide median of $4.15M.

By home type:

  • Single-family homes at $5.46M
  • Condos at $1.13M
  • Townhomes at $1.98M
What price range should I budget for in ZIP 94022?

Prices in ZIP 94022 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $5.46M
  • Condos at $1.13M
  • Townhomes at $1.98M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94022 for buyers?

ZIP 94022 currently favors sellers:

  • Homes sell about 4% above asking on average
  • 51% close above list price
  • 17 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced ZIP 94022 home?

At $5.00M with 20% down at 6.53%, the monthly cost breakdown:

  • $25,362 principal and interest
  • $5,208 property tax (California 1.25% effective rate)
  • Insurance is highly variable at this price point and scales with the home; plan on $1,500 to $3,000 per month rather than our default

Most buyers at this tier pay a meaningful share in cash, which reduces monthly carrying costs.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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