ZIP 94037, Montara Housing Market · 2026

Data through May 2026 · Part of the Montara housing market

ZIP 94037, Montara Market Snapshot

ZIP 94037 is a balanced market, a good environment for thoughtful decisions on both sides:

Based on 7 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.85M
· Up 0.0% from May 2025
Up $0 from May 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,455/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,345
  • Property Tax$1,927
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
2 fewer days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
102.0%
Up from 101.6% in May 2025
Selling at or near asking price
% Sold Over Asking
57%
More than half of homes sold above their asking price
Active Listings
6
Up 50.0% from May 2025
About 0.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94037, Montara.

Median Sale Price
Roughly flat year-over-year in 94037, Montara. Based on 7 sales in the most recent month.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 3% from a year ago in 94037, Montara, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94037

Is now a good time to buy in ZIP 94037?

ZIP 94037 is a balanced market, a good environment for thoughtful decisions on both sides. Sellers can expect fair prices and buyers have time to negotiate without extreme pressure.

How do ZIP 94037 home prices compare to the Bay Area average?

At $1.85M, ZIP 94037's median is close to the Bay Area average of $1.85M.

How competitive is ZIP 94037 for buyers?

ZIP 94037 is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 57% close above list price
  • 17 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced ZIP 94037 home?

At $1.85M with 20% down at 6.49%, your estimated total monthly cost is approximately $11,455:

  • $9,345 principal and interest
  • $1,927 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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