ZIP 94037, Montara Housing Market · 2026

Data through Sep 2026 · Part of the Montara housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94037, Montara Market Snapshot

ZIP 94037 offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 7 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.50M
▲ Up 13.8% from September 2025
Up $182K from September 2025
Homes Sold
7
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,084/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,334
  • Property Tax$1,567
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
61 days
▲ 34 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
97.7%
▼ Down from 100.3% in September 2025
Selling 2% below asking
% Sold Over Asking
0%
No homes sold above asking. Few bidding wars right now
Active Listings
1
▼ Down 46.7% from September 2025
About 0.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94037, Montara.

Median Sale Price
Up 13.8% year-over-year in 94037, Montara. Based on 7 sales in the last 3 months.
Homes Sold
13% fewer homes sold than a year ago in 94037, Montara.
Total Monthly Payment
Estimated monthly cost is up 21% from a year ago in 94037, Montara, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94037

Is now a good time to buy in ZIP 94037?

ZIP 94037 is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do ZIP 94037 home prices compare to the Bay Area average?

At $1.50M, ZIP 94037's median is close to the Bay Area average of $1.77M.

How competitive is ZIP 94037 for buyers?

ZIP 94037 is a buyer's market:

  • Homes sell about 2% below asking on average
  • 0% close above list price
  • 61 days typical time to go pending

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced ZIP 94037 home?

At $1.50M with 20% down at 7.4%, your estimated total monthly cost is approximately $10,084:

  • $8,334 principal and interest
  • $1,567 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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