ZIP 94080, South San Francisco Housing Market · 2026

Data through Mar 2026 · Part of the South San Francisco housing market

ZIP 94080, South San Francisco Market Snapshot

ZIP 94080 is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 56 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.28M
Up 7.4% from March 2025
Up $88K from March 2025
Homes Sold
56
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,983/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,471
  • Property Tax$1,329
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
1 fewer day than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
108.6%
Up from 106.5% in March 2025
Selling 9% above asking
% Sold Over Asking
80%
80% of homes sold above their asking price
Active Listings
43
Down 2.3% from March 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94080, South San Francisco.

Median Sale Price
Up 7.4% year-over-year in 94080, South San Francisco. Based on 56 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in 94080, South San Francisco.
Total Monthly Payment
Estimated monthly cost is up 5% from a year ago in 94080, South San Francisco, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94080

Is now a good time to buy in ZIP 94080?

ZIP 94080 is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do ZIP 94080 home prices compare to the Bay Area average?

At $1.28M, ZIP 94080's median sits about 32% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 94080 is one of the more accessible corners of the Bay Area.

This is close to the South San Francisco city-wide median of $1.32M.

By home type:

  • Single-family homes at $1.31M
  • Condos at $810K
  • Townhomes at $760K
What price range should I budget for in ZIP 94080?

Prices in ZIP 94080 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.31M
  • Condos at $810K
  • Townhomes at $760K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94080 for buyers?

ZIP 94080 is one of the Bay Area's more competitive markets:

  • Homes sell about 9% above asking on average
  • 80% close above list price
  • 14 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced ZIP 94080 home?

At $1.28M with 20% down at 6.53%, your estimated total monthly cost is approximately $7,983:

  • $6,471 principal and interest
  • $1,329 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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