ZIP 94105, San Francisco Housing Market

ZIP 94105, San Francisco Market Snapshot

ZIP 94105 offers real opportunities for buyers right now:

Based on 50 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.23M
Up 27.6% from March 2025
Up $265K from March 2025
Homes Sold
50
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,525/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,066
  • Property Tax$1,276
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
33 days
22 fewer days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
97.2%
Up from 96.6% in March 2025
Selling 3% below asking
% Sold Over Asking
8%
Only 8% sold above asking. Few bidding wars right now
Active Listings
78
Down 32.8% from March 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94105, San Francisco.

Median Sale Price
Up 27.6% year-over-year in 94105, San Francisco. Based on 50 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in 94105, San Francisco.
Total Monthly Payment
Estimated monthly cost is up 24% from a year ago in 94105, San Francisco, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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