ZIP 94530, El Cerrito Housing Market

ZIP 94530, El Cerrito Market Snapshot

ZIP 94530 is still one of the most competitive markets in the Bay Area, but competition is starting to ease. Here's the picture:

Based on 29 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.13M
Up 3.1% from March 2025
Up $34K from March 2025
Homes Sold
29
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,926/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,571
  • Property Tax$1,172
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
16 days
· Same as March 2025
Homes typically sell within a month
Sale-to-List Ratio
118.5%
Down from 119.3% in March 2025
Selling 19% above asking
% Sold Over Asking
72%
72% of homes sold above their asking price
Active Listings
17
Up 30.8% from March 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94530, El Cerrito.

Median Sale Price
Up 3.1% year-over-year in 94530, El Cerrito. Based on 29 sales in the most recent month.
Homes Sold
31% fewer homes sold than a year ago in 94530, El Cerrito.
Total Monthly Payment
Estimated monthly cost is up 1% from a year ago in 94530, El Cerrito, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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