ZIP 94542, Hayward Housing Market · 2026

Data through Jul 2026 · Part of the Hayward housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94542, Hayward Market Snapshot

ZIP 94542 is a balanced market, but competition has been picking up. Here's where things stand:

Based on 26 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.30M
Up 6.1% from July 2025
Up $75K from July 2025
Homes Sold
26
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,253/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,716
  • Property Tax$1,354
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
28 days
4 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
101.2%
Up from 99.2% in July 2025
Selling at or near asking price
% Sold Over Asking
44%
44% of homes sold above asking, some competition
Active Listings
22
Up 7.1% from July 2025
About 2.7 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94542, Hayward.

Median Sale Price
Up 6.1% year-over-year in 94542, Hayward. Based on 26 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in 94542, Hayward.
Total Monthly Payment
Estimated monthly cost is up 5% from a year ago in 94542, Hayward, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94542

Is now a good time to buy in ZIP 94542?

ZIP 94542 is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do ZIP 94542 home prices compare to the Bay Area average?

At $1.30M, ZIP 94542's median sits about 28% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 94542 is one of the more accessible corners of the Bay Area.

Within Hayward, this area trades about 51% above the city-wide median of $860K.

By home type:

  • Single-family homes at $1.34M
  • Condos at $397K
What price range should I budget for in ZIP 94542?

Prices in ZIP 94542 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.34M
  • Condos at $397K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94542 for buyers?

ZIP 94542 is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 44% close above list price
  • 28 days typical time to go pending
  • 15% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced ZIP 94542 home?

At $1.30M with 20% down at 6.71%, your estimated total monthly cost is approximately $8,253:

  • $6,716 principal and interest
  • $1,354 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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