ZIP 94561, Oakley Housing Market · 2026

Data through Jul 2026 · Part of the Oakley housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94561, Oakley Market Snapshot

ZIP 94561 leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 107 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$665K
Down 5.7% from July 2025
Down $40K from July 2025
Homes Sold
107
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,312/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,436
  • Property Tax$693
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
21 days
6 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
100.4%
Down from 101.4% in July 2025
Selling at or near asking price
% Sold Over Asking
42%
42% of homes sold above asking, some competition
Active Listings
106
Down 7.0% from July 2025
About 3 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94561, Oakley.

Median Sale Price
Down 5.7% year-over-year in 94561, Oakley. Based on 107 sales in the last 3 months.
Homes Sold
9% more homes sold than a year ago in 94561, Oakley.
Total Monthly Payment
Estimated monthly cost is down 6% from a year ago in 94561, Oakley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94561

Is now a good time to buy in ZIP 94561?

ZIP 94561 leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do ZIP 94561 home prices compare to the Bay Area average?

At $665K, ZIP 94561's median sits about 63% below the Bay Area average of $1.80M. ZIP 94561 is among the most accessible parts of the Bay Area.

How competitive is ZIP 94561 for buyers?

ZIP 94561 currently leans toward buyers:

  • Homes sell about 0.4% above asking on average
  • 42% close above list price
  • 21 days typical time to go pending
  • 34% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced ZIP 94561 home?

At $665K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,312:

  • $3,436 principal and interest
  • $693 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

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