ZIP 94561, Oakley Housing Market · 2026

Data through Sep 2026 · Part of the Oakley housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94561, Oakley Market Snapshot

ZIP 94561 is shifting toward buyers. Here's where things stand:

Based on 110 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$677K
▼ Down 1.1% from September 2025
Down $8K from September 2025
Homes Sold
110
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,640/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,752
  • Property Tax$706
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
41 days
▲ 10 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
99.9%
▼ Down from 100.7% in September 2025
Selling at or near asking price
% Sold Over Asking
32%
32% of homes sold above asking, some competition
Active Listings
113
▼ Down 5.9% from September 2025
About 3.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94561, Oakley.

Median Sale Price
Down 1.1% year-over-year in 94561, Oakley. Based on 110 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in 94561, Oakley.
Total Monthly Payment
Estimated monthly cost is up 5% from a year ago in 94561, Oakley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94561

Is now a good time to buy in ZIP 94561?

ZIP 94561 currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do ZIP 94561 home prices compare to the Bay Area average?

At $677K, ZIP 94561's median sits about 62% below the Bay Area average of $1.77M. ZIP 94561 is among the most accessible parts of the Bay Area.

How competitive is ZIP 94561 for buyers?

ZIP 94561 currently leans toward buyers:

  • Homes sell about 0.1% below asking on average
  • 32% close above list price
  • 41 days typical time to go pending
  • 37% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced ZIP 94561 home?

At $677K with 20% down at 7.4%, your estimated total monthly cost is approximately $4,640:

  • $3,752 principal and interest
  • $706 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow →

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