ZIP 94564, Pinole Housing Market · 2026

Data through Mar 2026 · Part of the Pinole housing market

ZIP 94564, Pinole Market Snapshot

ZIP 94564 is a balanced market, but competition has been picking up. Here's where things stand:

Based on 21 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$692K
Down 9.5% from March 2025
Down $73K from March 2025
Homes Sold
21
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,414/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,510
  • Property Tax$721
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
33 days
4 fewer days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
101.4%
Up from 101.1% in March 2025
Selling at or near asking price
% Sold Over Asking
57%
More than half of homes sold above their asking price
Active Listings
19
Down 20.8% from March 2025
About 0.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94564, Pinole.

Median Sale Price
Down 9.5% year-over-year in 94564, Pinole. Based on 21 sales in the most recent month.
Homes Sold
25% fewer homes sold than a year ago in 94564, Pinole.
Total Monthly Payment
Estimated monthly cost is down 11% from a year ago in 94564, Pinole, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94564

Is now a good time to buy in ZIP 94564?

ZIP 94564 is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do ZIP 94564 home prices compare to the Bay Area average?

At $692K, ZIP 94564's median sits about 63% below the Bay Area average of $1.88M. ZIP 94564 is among the most accessible parts of the Bay Area.

By home type:

  • Single-family homes at $707K
  • Condos at $433K
  • Townhomes at $452K
What price range should I budget for in ZIP 94564?

Prices in ZIP 94564 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $707K
  • Condos at $433K
  • Townhomes at $452K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94564 for buyers?

ZIP 94564 is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 57% close above list price
  • 33 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced ZIP 94564 home?

At $692K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,414:

  • $3,510 principal and interest
  • $721 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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