ZIP 94574, Saint Helena Housing Market · 2026

Data through May 2026 · Part of the Saint Helena housing market

ZIP 94574, Saint Helena Market Snapshot

ZIP 94574 offers real opportunities for buyers right now:

Based on 20 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$2.24M
Up 25.0% from May 2025
Up $448K from May 2025
Homes Sold
20
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$13,816/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,302
  • Property Tax$2,331
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
84.5 days
26 more days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
97.6%
Up from 95.1% in May 2025
Selling 2% below asking
% Sold Over Asking
10%
Only 10% sold above asking. Few bidding wars right now
Active Listings
77
Down 22.2% from May 2025
About 3.9 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94574, Saint Helena.

Median Sale Price
Up 25.0% year-over-year in 94574, Saint Helena. Based on 20 sales in the most recent month.
Homes Sold
33% more homes sold than a year ago in 94574, Saint Helena.
Total Monthly Payment
Estimated monthly cost is up 21% from a year ago in 94574, Saint Helena, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94574

Is now a good time to buy in ZIP 94574?

ZIP 94574 is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do ZIP 94574 home prices compare to the Bay Area average?

At $2.24M, ZIP 94574's median is close to the Bay Area average of $1.85M.

How competitive is ZIP 94574 for buyers?

ZIP 94574 is a buyer's market:

  • Homes sell about 2% below asking on average
  • 10% close above list price
  • 84.5 days typical time to go pending

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced ZIP 94574 home?

At $2.24M with 20% down at 6.49%, your estimated total monthly cost is approximately $13,816:

  • $11,302 principal and interest
  • $2,331 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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