ZIP 94621, Oakland Housing Market · 2026

Data through Sep 2026 · Part of the Oakland housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94621, Oakland Market Snapshot

ZIP 94621 is a balanced market, but competition has been picking up. Here's where things stand:

Based on 32 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$500K
▼ Down 5.7% from September 2025
Down $30K from September 2025
Homes Sold
32
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,473/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,769
  • Property Tax$521
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
27 days
▼ 37 fewer days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
103.0%
▲ Up from 101.1% in September 2025
Selling at or near asking price
% Sold Over Asking
55%
More than half of homes sold above their asking price
Active Listings
51
▼ Down 17.5% from September 2025
About 5 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94621, Oakland.

Median Sale Price
Down 5.7% year-over-year in 94621, Oakland. Based on 32 sales in the last 3 months.
Homes Sold
10% more homes sold than a year ago in 94621, Oakland.
Total Monthly Payment
Estimated monthly cost is roughly flat compared to a year ago in 94621, Oakland.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94621

Is now a good time to buy in ZIP 94621?

ZIP 94621 is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do ZIP 94621 home prices compare to the Bay Area average?

At $500K, ZIP 94621's median sits about 72% below the Bay Area average of $1.77M. ZIP 94621 is among the most accessible parts of the Bay Area.

Within Oakland, this area trades about 35% below the city-wide median of $773K.

How competitive is ZIP 94621 for buyers?

ZIP 94621 is a balanced market where neither side dominates:

  • Homes sell about 3% above asking on average
  • 55% close above list price
  • 27 days typical time to go pending
  • 33% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced ZIP 94621 home?

At $500K with 20% down at 7.4%, your estimated total monthly cost is approximately $3,473:

  • $2,769 principal and interest
  • $521 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow →

Let's Chat!

I read every message and usually reply the same day.

What brings you here?