ZIP 94974, San Quentin Housing Market · 2026

Data through Sep 2026 · Part of the San Quentin housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94974, San Quentin Market Snapshot

ZIP 94974 favors sellers and competition is intensifying. Here's the picture:

Based on 17 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$3.50M
▲ Up 23.2% from September 2025
Up $659K from September 2025
Homes Sold
17
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$23,209/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$19,381
  • Property Tax$3,645
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
42 days
· Same as September 2025
Buyers have time to decide
Sale-to-List Ratio
105.4%
▲ Up from 99.0% in September 2025
Selling 5% above asking
% Sold Over Asking
41%
41% of homes sold above asking, some competition
Active Listings
4
▼ Down 64.5% from September 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94974, San Quentin.

Median Sale Price
Up 23.2% year-over-year in 94974, San Quentin. Based on 17 sales in the last 3 months.
Homes Sold
15% fewer homes sold than a year ago in 94974, San Quentin.
Total Monthly Payment
Estimated monthly cost is up 31% from a year ago in 94974, San Quentin, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94974

Is now a good time to buy in ZIP 94974?

ZIP 94974 favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do ZIP 94974 home prices compare to the Bay Area average?

At $3.50M, ZIP 94974's median sits about 98% above the Bay Area average of $1.77M. ZIP 94974 is on the higher end of the regional market.

By home type:

  • Single-family homes at $4.00M
  • Townhomes at $2.93M
What price range should I budget for in ZIP 94974?

Prices in ZIP 94974 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $4.00M
  • Townhomes at $2.93M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94974 for buyers?

ZIP 94974 currently favors sellers:

  • Homes sell about 5% above asking on average
  • 41% close above list price
  • 42 days typical time to go pending
  • 19% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced ZIP 94974 home?

At $3.50M with 20% down at 7.4%, your estimated total monthly cost is approximately $23,209:

  • $19,381 principal and interest
  • $3,645 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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