ZIP 95045, San Juan Bautista Housing Market · 2026

Data through May 2026 · Part of the San Juan Bautista housing market

ZIP 95045, San Juan Bautista Market Snapshot

ZIP 95045 leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 8 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.26M
Up 55.3% from May 2025
Up $448K from May 2025
Homes Sold
8
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,847/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,353
  • Property Tax$1,310
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
47.5 days
29 fewer days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
98.6%
Up from 97.3% in May 2025
Selling 1% below asking
% Sold Over Asking
38%
38% of homes sold above asking, some competition
Active Listings
13
Down 13.3% from May 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95045, San Juan Bautista.

Median Sale Price
Up 55.3% year-over-year in 95045, San Juan Bautista. Based on 8 sales in the most recent month.
Homes Sold
11% fewer homes sold than a year ago in 95045, San Juan Bautista.
Total Monthly Payment
Estimated monthly cost is up 49% from a year ago in 95045, San Juan Bautista, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 95045

Is now a good time to buy in ZIP 95045?

ZIP 95045 leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do ZIP 95045 home prices compare to the Bay Area average?

At $1.26M, ZIP 95045's median sits about 32% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 95045 is one of the more accessible corners of the Bay Area.

How competitive is ZIP 95045 for buyers?

ZIP 95045 currently leans toward buyers:

  • Homes sell about 1% below asking on average
  • 38% close above list price
  • 47.5 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced ZIP 95045 home?

At $1.26M with 20% down at 6.49%, your estimated total monthly cost is approximately $7,847:

  • $6,353 principal and interest
  • $1,310 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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