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Data through Feb 2026 · Part of the Saratoga housing market
ZIP 95071 is a balanced market, a good environment for thoughtful decisions on both sides:
Based on just 2 sales in February 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.
Data through February 2026
See how prices, monthly costs, and mortgage rates have moved in 95071, Saratoga.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Data for ZIP 95071 specifically is limited. Only 2 sales in the most recent month is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Saratoga market: saratoga is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.
ZIP 95071's 2 recent sales were at a median of $8.65M. That is notably above Saratoga's city-wide median of $4.10M. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.88M.
Using the 2 recent sales (median $8.65M) as a rough anchor, monthly cost breakdown at 20% down at 6.53%:
Most buyers at this tier pay a meaningful share in cash. The actual number for any specific property depends on sale price, HOA if applicable, and lender.
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“Working with Mel was the best decision I made in my home-buying journey. She was incredibly patient, taking the time to explain every detail of the process to me.”
“Mel did an incredible job helping me find and purchase my first home! She was very responsive, professional, and knowledgeable.”
“Working with Mel was a fantastic experience from start to finish. We were immediately impressed by her active listening and her ability to translate our needs.”
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