ZIP 95136, San Jose Housing Market · 2026

Data through Mar 2026 · Part of the San Jose housing market

ZIP 95136, San Jose Market Snapshot

ZIP 95136 still favors sellers, but the market is cooling. Here's where things stand:

Based on 67 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.37M
Down 2.1% from March 2025
Down $30K from March 2025
Homes Sold
67
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,560/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,949
  • Property Tax$1,427
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
2 fewer days than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
102.6%
Down from 104.9% in March 2025
Selling at or near asking price
% Sold Over Asking
63%
More than half of homes sold above their asking price
Active Listings
52
Up 15.6% from March 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95136, San Jose.

Median Sale Price
Down 2.1% year-over-year in 95136, San Jose. Based on 67 sales in the most recent month.
Homes Sold
26% more homes sold than a year ago in 95136, San Jose.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in 95136, San Jose, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 95136

Is now a good time to buy in ZIP 95136?

ZIP 95136 still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do ZIP 95136 home prices compare to the Bay Area average?

At $1.37M, ZIP 95136's median sits about 27% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 95136 is one of the more accessible corners of the Bay Area.

This is close to the San Jose city-wide median of $1.47M.

By home type:

  • Single-family homes at $1.57M
  • Townhomes at $998K
  • Condos at $855K
What price range should I budget for in ZIP 95136?

Prices in ZIP 95136 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.57M
  • Townhomes at $998K
  • Condos at $855K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 95136 for buyers?

ZIP 95136 currently favors sellers:

  • Homes sell about 3% above asking on average
  • 63% close above list price
  • 14 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced ZIP 95136 home?

At $1.37M with 20% down at 6.53%, your estimated total monthly cost is approximately $8,560:

  • $6,949 principal and interest
  • $1,427 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?