ZIP 95441, Geyserville Housing Market · 2026

Data through Sep 2026 · Part of the Geyserville housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 95441, Geyserville Market Snapshot

ZIP 95441 offers real opportunities for buyers right now:

Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.28M
▲ Up 20.1% from September 2025
Up $215K from September 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,604/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,088
  • Property Tax$1,333
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
131 days
▲ 7 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
94.9%
▲ Up from 92.9% in September 2025
Selling 5% below asking
% Sold Over Asking
0%
No homes sold above asking. Few bidding wars right now
Active Listings
14
▼ Down 7.7% from September 2025
About 8.3 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95441, Geyserville.

Median Sale Price
Up 20.1% year-over-year in 95441, Geyserville. Based on 5 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 27% from a year ago in 95441, Geyserville, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 95441

Is now a good time to buy in ZIP 95441?

ZIP 95441 is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do ZIP 95441 home prices compare to the Bay Area average?

At $1.28M, ZIP 95441's median sits about 28% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 95441 is one of the more accessible corners of the Bay Area.

How competitive is ZIP 95441 for buyers?

ZIP 95441 is a buyer's market:

  • Homes sell about 5% below asking on average
  • 0% close above list price
  • 131 days typical time to go pending
  • 31% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced ZIP 95441 home?

At $1.28M with 20% down at 7.4%, your estimated total monthly cost is approximately $8,604:

  • $7,088 principal and interest
  • $1,333 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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