
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
Data through May 2026 · Part of the Guerneville housing market
ZIP 95446 is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:
Based on 18 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.
Data through May 2026
See how prices, monthly costs, and mortgage rates have moved in 95446, Guerneville.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
ZIP 95446 is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.
At $580K, ZIP 95446's median sits about 69% below the Bay Area average of $1.85M. ZIP 95446 is among the most accessible parts of the Bay Area.
ZIP 95446 is a balanced market where neither side dominates:
Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.
At $580K with 20% down at 6.49%, your estimated total monthly cost is approximately $3,717:
HOA fees are extra.
“Mel did an amazing job helping us buy our first home. When we first met her, we had done literally zero of the steps needed to buy a house, and 28 days later we closed.”
“I work in commercial real estate with many different agents and I can proudly say that Mel is above the rest.”
“Working with Mel was the best decision I made in my home-buying journey. She was incredibly patient, taking the time to explain every detail of the process to me.”
“Mel did an incredible job helping me find and purchase my first home! She was very responsive, professional, and knowledgeable.”
“Working with Mel was a fantastic experience from start to finish. We were immediately impressed by her active listening and her ability to translate our needs.”
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