ZIP 95476, Sonoma Housing Market · 2026

Data through May 2026 · Part of the Sonoma housing market

ZIP 95476, Sonoma Market Snapshot

ZIP 95476 leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 113 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.14M
Down 0.4% from May 2025
Down $5K from May 2025
Homes Sold
113
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,129/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,758
  • Property Tax$1,188
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
39 days
8 fewer days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
98.7%
Up from 97.9% in May 2025
Selling 1% below asking
% Sold Over Asking
26%
Only 26% sold above asking. Few bidding wars right now
Active Listings
169
Down 17.2% from May 2025
About 1.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95476, Sonoma.

Median Sale Price
Down 0.4% year-over-year in 95476, Sonoma. Based on 113 sales in the most recent month.
Homes Sold
23% more homes sold than a year ago in 95476, Sonoma.
Total Monthly Payment
Estimated monthly cost is down 3% from a year ago in 95476, Sonoma, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 95476

Is now a good time to buy in ZIP 95476?

ZIP 95476 leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do ZIP 95476 home prices compare to the Bay Area average?

At $1.14M, ZIP 95476's median sits about 39% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 95476 is one of the more accessible corners of the Bay Area.

Within Sonoma, this area trades about 23% below the city-wide median of $1.48M.

By home type:

  • Single-family homes at $1.22M
  • Condos at $660K
  • Townhomes at $680K
What price range should I budget for in ZIP 95476?

Prices in ZIP 95476 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.22M
  • Condos at $660K
  • Townhomes at $680K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 95476 for buyers?

ZIP 95476 currently leans toward buyers:

  • Homes sell about 1% below asking on average
  • 26% close above list price
  • 39 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced ZIP 95476 home?

At $1.14M with 20% down at 6.49%, your estimated total monthly cost is approximately $7,129:

  • $5,758 principal and interest
  • $1,188 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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