ZIP 95476, Sonoma Housing Market · 2026

Data through Mar 2026 · Part of the Sonoma housing market

ZIP 95476, Sonoma Market Snapshot

ZIP 95476 offers real opportunities for buyers right now:

Based on 78 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$901K
Up 4.2% from March 2025
Up $37K from March 2025
Homes Sold
78
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,692/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,570
  • Property Tax$939
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
62 days
7 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
98.2%
Up from 96.8% in March 2025
Selling 2% below asking
% Sold Over Asking
19%
Only 19% sold above asking. Few bidding wars right now
Active Listings
128
Down 3.0% from March 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95476, Sonoma.

Median Sale Price
Up 4.2% year-over-year in 95476, Sonoma. Based on 78 sales in the most recent month.
Homes Sold
30% more homes sold than a year ago in 95476, Sonoma.
Total Monthly Payment
Estimated monthly cost is up 2% from a year ago in 95476, Sonoma, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 95476

Is now a good time to buy in ZIP 95476?

ZIP 95476 is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do ZIP 95476 home prices compare to the Bay Area average?

At $901K, ZIP 95476's median sits about 52% below the Bay Area average of $1.88M. ZIP 95476 is among the most accessible parts of the Bay Area.

Within Sonoma, this area trades about 25% below the city-wide median of $1.20M.

By home type:

  • Single-family homes at $1.00M
  • Condos at $538K
  • Townhomes at $680K
What price range should I budget for in ZIP 95476?

Prices in ZIP 95476 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.00M
  • Condos at $538K
  • Townhomes at $680K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 95476 for buyers?

ZIP 95476 is a buyer's market:

  • Homes sell about 2% below asking on average
  • 19% close above list price
  • 62 days typical time to go pending

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced ZIP 95476 home?

At $901K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,692:

  • $4,570 principal and interest
  • $939 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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