ZIP 95620, Dixon Housing Market · 2026

Data through Jul 2026 · Part of the Dixon housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 95620, Dixon Market Snapshot

ZIP 95620 is shifting toward buyers. Here's where things stand:

Based on 81 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$611K
Down 3.7% from July 2025
Down $24K from July 2025
Homes Sold
81
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,979/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,159
  • Property Tax$637
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
41 days
1 fewer day than in July 2025
Buyers have time to decide
Sale-to-List Ratio
99.2%
Down from 99.7% in July 2025
Selling 1% below asking
% Sold Over Asking
25%
Only 25% sold above asking. Few bidding wars right now
Active Listings
57
Up 23.4% from July 2025
About 2.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95620, Dixon.

Median Sale Price
Down 3.7% year-over-year in 95620, Dixon. Based on 81 sales in the last 3 months.
Homes Sold
25% more homes sold than a year ago in 95620, Dixon.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in 95620, Dixon, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 95620

Is now a good time to buy in ZIP 95620?

ZIP 95620 currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do ZIP 95620 home prices compare to the Bay Area average?

At $611K, ZIP 95620's median sits about 66% below the Bay Area average of $1.80M. ZIP 95620 is among the most accessible parts of the Bay Area.

How competitive is ZIP 95620 for buyers?

ZIP 95620 currently leans toward buyers:

  • Homes sell about 0.8% below asking on average
  • 25% close above list price
  • 41 days typical time to go pending
  • 25% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced ZIP 95620 home?

At $611K with 20% down at 6.71%, your estimated total monthly cost is approximately $3,979:

  • $3,159 principal and interest
  • $637 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

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