Bay Farm Island, Alameda Housing Market · 2026

Data through Mar 2026

Bay Farm Island, Alameda Market Snapshot

Bay Farm Island favors sellers and competition is intensifying. Here's the picture:

Based on 22 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$906K
Down 30.2% from March 2025
Down $391K from March 2025
Homes Sold
22
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,723/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,596
  • Property Tax$944
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
8 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
103.6%
Up from 102.6% in March 2025
Selling 4% above asking
% Sold Over Asking
59%
More than half of homes sold above their asking price
Active Listings
26
Up 52.9% from March 2025
About 1.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Bay Farm Island.

Median Sale Price
Down 30.2% year-over-year in Bay Farm Island. Based on 22 sales in the most recent month.
Homes Sold
38% more homes sold than a year ago in Bay Farm Island.
Total Monthly Payment
Estimated monthly cost is down 31% from a year ago in Bay Farm Island, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Bay Farm Island, Alameda

Is now a good time to buy in Bay Farm Island, Alameda?

Bay Farm Island, Alameda favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Bay Farm Island, Alameda home prices compare to the Bay Area average?

At $906K, Bay Farm Island, Alameda's median sits about 52% below the Bay Area average of $1.88M. Bay Farm Island, Alameda is among the most accessible parts of the Bay Area.

Within Alameda, this area trades about 16% below the city-wide median of $1.08M.

By home type:

  • Townhomes at $892K
  • Single-family homes at $1.62M
  • Condos at $765K
What price range should I budget for in Bay Farm Island, Alameda?

Prices in Bay Farm Island, Alameda depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Townhomes at $892K
  • Single-family homes at $1.62M
  • Condos at $765K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Bay Farm Island, Alameda for buyers?

Bay Farm Island, Alameda currently favors sellers:

  • Homes sell about 4% above asking on average
  • 59% close above list price
  • 15 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Bay Farm Island, Alameda home?

At $906K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,723:

  • $4,596 principal and interest
  • $944 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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