Alameda Housing Market · 2026

Data through Mar 2026

Alameda Market Snapshot

Alameda is still one of the most competitive markets in the Bay Area, but competition is starting to ease. Here's the picture:

Based on 29 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.08M
Down 13.5% from March 2025
Down $169K from March 2025
Homes Sold
29
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,786/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,478
  • Property Tax$1,125
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
1 fewer day than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
107.6%
Down from 110.3% in March 2025
Selling 8% above asking
% Sold Over Asking
62%
More than half of homes sold above their asking price
Active Listings
84
Up 15.1% from March 2025
About 2.9 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Alameda.

Median Sale Price
Down 13.5% year-over-year in Alameda. Based on 29 sales in the most recent month.
Homes Sold
33% fewer homes sold than a year ago in Alameda.
Total Monthly Payment
Estimated monthly cost is down 15% from a year ago in Alameda, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Alameda

Is now a good time to buy in Alameda?

Alameda is still a highly competitive market, but conditions are starting to ease. Buyers should move quickly on well-priced homes and expect to offer above asking, though the most intense bidding wars may be tapering.

How do Alameda home prices compare to the Bay Area average?

At $1.08M, Alameda's median sits about 42% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Alameda is one of the more accessible corners of the Bay Area.

By home type:

  • Single-family homes at $1.16M
  • Townhomes at $936K
  • Condos at $658K
What price range should I budget for in Alameda?

Prices in Alameda depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.16M
  • Townhomes at $936K
  • Condos at $658K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Alameda for buyers?

Alameda is one of the Bay Area's more competitive markets:

  • Homes sell about 8% above asking on average
  • 62% close above list price
  • 15 days typical time to go pending
  • 29% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Alameda home?

At $1.08M with 20% down at 6.53%, your estimated total monthly cost is approximately $6,786:

  • $5,478 principal and interest
  • $1,125 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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