West Side, Benicia Housing Market · 2026

Data through Sep 2026

West Side, Benicia Market Snapshot

West Side offers real opportunities for buyers right now:

  • Homes are sitting for 50+ days. Buyers have the luxury of patience here
  • Selling 2% below asking. Sellers are flexible on price
  • Loan payment: $4,958/mo P&I (7.32%, 20% down) · Est. total ~$6,081/mo with tax + insurance, well below the Bay Area average.
  • Prices still rising (8.8% YoY) despite fewer bidding wars. Limited supply is the driver
  • West Side pricing is near the Benicia city-wide median ($902K vs. $799K)

Based on 14 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$902K
▲ Up 8.8% from September 2025
Up $73K from September 2025
Homes Sold
14
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,081/mo
7.32% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,958
  • Property Tax$940
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
50 days
▼ 12 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
98.4%
▼ Down from 99.2% in September 2025
Selling 2% below asking
% Sold Over Asking
21%
Only 21% sold above asking. Few bidding wars right now
Active Listings
12
▲ Up 6.7% from September 2025
About 2.5 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in West Side.

Median Sale Price
Up 8.8% year-over-year in West Side. Based on 14 sales in the last 3 months.
Homes Sold
75% more homes sold than a year ago in West Side.
Total Monthly Payment
Estimated monthly cost is up 15% from a year ago in West Side, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.32%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about West Side, Benicia

Is now a good time to buy in West Side, Benicia?

West Side, Benicia is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do West Side, Benicia home prices compare to the Bay Area average?

At $902K, West Side, Benicia's median sits about 49% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that West Side, Benicia is one of the more accessible corners of the Bay Area.

Within Benicia, this area trades about 13% above the city-wide median of $799K.

By home type:

  • Single-family homes at $1.00M
  • Condos at $359K
What price range should I budget for in West Side, Benicia?

Prices in West Side, Benicia depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.00M
  • Condos at $359K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is West Side, Benicia for buyers?

West Side, Benicia is a buyer's market:

  • Homes sell about 2% below asking on average
  • 21% close above list price
  • 50 days typical time to go pending

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced West Side, Benicia home?

At $902K with 20% down at 7.32%, your estimated total monthly cost is approximately $6,081:

  • $4,958 principal and interest
  • $940 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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