Benicia Housing Market · 2026

Data through Mar 2026

Benicia Market Snapshot

Benicia is a balanced market, but competition has been picking up. Here's where things stand:

Based on 20 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$713K
Down 16.0% from March 2025
Down $135K from March 2025
Homes Sold
20
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,540/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,614
  • Property Tax$742
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
32 days
1 more day than in March 2025
Buyers have time to decide
Sale-to-List Ratio
102.1%
Up from 99.7% in March 2025
Selling at or near asking price
% Sold Over Asking
55%
More than half of homes sold above their asking price
Active Listings
56
Up 16.7% from March 2025
About 2.8 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Benicia.

Median Sale Price
Down 16.0% year-over-year in Benicia. Based on 20 sales in the most recent month.
Homes Sold
20% fewer homes sold than a year ago in Benicia.
Total Monthly Payment
Estimated monthly cost is down 17% from a year ago in Benicia, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Benicia

Is now a good time to buy in Benicia?

Benicia is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Benicia home prices compare to the Bay Area average?

At $713K, Benicia's median sits about 62% below the Bay Area average of $1.88M. Benicia is among the most accessible parts of the Bay Area.

By home type:

  • Single-family homes at $860K
  • Condos at $440K
  • Townhomes at $615K
What price range should I budget for in Benicia?

Prices in Benicia depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $860K
  • Condos at $440K
  • Townhomes at $615K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Benicia for buyers?

Benicia is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 55% close above list price
  • 32 days typical time to go pending
  • 29% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Benicia home?

At $713K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,540:

  • $3,614 principal and interest
  • $742 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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