San Tomas, Campbell Housing Market · 2026

Data through Mar 2026

San Tomas, Campbell Market Snapshot

San Tomas still favors sellers, but the market is cooling. Here's where things stand:

Based on 21 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.93M
Down 9.2% from March 2025
Down $195K from March 2025
Homes Sold
21
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,953/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,764
  • Property Tax$2,005
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20.5 days
9 more days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
103.1%
Down from 104.0% in March 2025
Selling 3% above asking
% Sold Over Asking
57%
More than half of homes sold above their asking price
Active Listings
9
Down 18.2% from March 2025
About 0.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in San Tomas.

Median Sale Price
Down 9.2% year-over-year in San Tomas. Based on 21 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in San Tomas.
Total Monthly Payment
Estimated monthly cost is down 11% from a year ago in San Tomas, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about San Tomas, Campbell

Is now a good time to buy in San Tomas, Campbell?

San Tomas, Campbell still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do San Tomas, Campbell home prices compare to the Bay Area average?

At $1.93M, San Tomas, Campbell's median is close to the Bay Area average of $1.88M.

Within Campbell, this area trades about 11% above the city-wide median of $1.74M.

By home type:

  • Single-family homes at $1.98M
  • Townhomes at $1.19M
  • Condos at $1.21M
What price range should I budget for in San Tomas, Campbell?

Prices in San Tomas, Campbell depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.98M
  • Townhomes at $1.19M
  • Condos at $1.21M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is San Tomas, Campbell for buyers?

San Tomas, Campbell currently favors sellers:

  • Homes sell about 3% above asking on average
  • 57% close above list price
  • 20.5 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced San Tomas, Campbell home?

At $1.93M with 20% down at 6.53%, your estimated total monthly cost is approximately $11,953:

  • $9,764 principal and interest
  • $2,005 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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