San Tomas, Campbell Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

San Tomas, Campbell Market Snapshot

San Tomas still favors sellers, but the market is cooling. Here's where things stand:

Based on 14 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.29M
Up 17.4% from July 2025
Up $340K from July 2025
Homes Sold
14
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$14,432/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,858
  • Property Tax$2,390
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
4 more days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
102.2%
Down from 104.3% in July 2025
Selling at or near asking price
% Sold Over Asking
71%
71% of homes sold above their asking price
Active Listings
12
Up 96.4% from July 2025
About 2.5 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in San Tomas.

Median Sale Price
Up 17.4% year-over-year in San Tomas. Based on 14 sales in the last 3 months.
Homes Sold
39% fewer homes sold than a year ago in San Tomas.
Total Monthly Payment
Estimated monthly cost is up 17% from a year ago in San Tomas, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about San Tomas, Campbell

Is now a good time to buy in San Tomas, Campbell?

San Tomas, Campbell still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do San Tomas, Campbell home prices compare to the Bay Area average?

At $2.29M, San Tomas, Campbell's median is close to the Bay Area average of $1.80M.

Within Campbell, this area trades about 27% above the city-wide median of $1.81M.

How competitive is San Tomas, Campbell for buyers?

San Tomas, Campbell currently favors sellers:

  • Homes sell about 2% above asking on average
  • 71% close above list price
  • 13 days typical time to go pending
  • 40% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced San Tomas, Campbell home?

At $2.29M with 20% down at 6.71%, your estimated total monthly cost is approximately $14,432:

  • $11,858 principal and interest
  • $2,390 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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