Union, Campbell Housing Market · 2026

Data through Mar 2026

Union, Campbell Market Snapshot

Union leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 5 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.02M
Up 60.2% from March 2025
Up $385K from March 2025
Homes Sold
5
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,450/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,199
  • Property Tax$1,068
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
29 days
25 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
98.5%
Down from 99.4% in March 2025
Selling 2% below asking
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
3
Up 200.0% from March 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Union.

Median Sale Price
Up 60.2% year-over-year in Union. Based on 5 sales in the most recent month.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 54% from a year ago in Union, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Union, Campbell

Is now a good time to buy in Union, Campbell?

Union, Campbell leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Union, Campbell home prices compare to the Bay Area average?

At $1.02M, Union, Campbell's median sits about 45% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Union, Campbell is one of the more accessible corners of the Bay Area.

Within Campbell, this area trades about 41% below the city-wide median of $1.74M.

By home type:

  • Townhomes at $1.22M
  • Condos at $511K
What price range should I budget for in Union, Campbell?

Prices in Union, Campbell depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Townhomes at $1.22M
  • Condos at $511K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Union, Campbell for buyers?

Union, Campbell currently leans toward buyers:

  • Homes sell about 2% below asking on average
  • 40% close above list price
  • 29 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Union, Campbell home?

At $1.02M with 20% down at 6.53%, your estimated total monthly cost is approximately $6,450:

  • $5,199 principal and interest
  • $1,068 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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