Cloverdale Housing Market · 2026

Data through Mar 2026

Cloverdale Market Snapshot

Cloverdale is a balanced market, but competition has been picking up. Here's where things stand:

Based on 6 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$625K
Up 6.0% from March 2025
Up $35K from March 2025
Homes Sold
6
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,005/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,170
  • Property Tax$651
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
31 days
9 fewer days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
99.5%
Down from 100.3% in March 2025
Selling at or near asking price
% Sold Over Asking
67%
67% of homes sold above their asking price
Active Listings
22
Down 4.3% from March 2025
About 3.7 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Cloverdale.

Median Sale Price
Up 6.0% year-over-year in Cloverdale. Based on 6 sales in the most recent month.
Homes Sold
50% fewer homes sold than a year ago in Cloverdale.
Total Monthly Payment
Estimated monthly cost is up 3% from a year ago in Cloverdale, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Cloverdale

Is now a good time to buy in Cloverdale?

Cloverdale is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Cloverdale home prices compare to the Bay Area average?

At $625K, Cloverdale's median sits about 67% below the Bay Area average of $1.88M. Cloverdale is among the most accessible parts of the Bay Area.

How competitive is Cloverdale for buyers?

Cloverdale is a balanced market where neither side dominates:

  • Homes sell about 0.5% below asking on average
  • 67% close above list price
  • 31 days typical time to go pending
  • 18% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Cloverdale home?

At $625K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,005:

  • $3,170 principal and interest
  • $651 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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