Windsor Housing Market · 2026

Data through May 2026

Windsor Market Snapshot

Windsor leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 21 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$825K
Up 2.3% from May 2025
Up $18K from May 2025
Homes Sold
21
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,210/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,167
  • Property Tax$859
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
32 days
3 fewer days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
99.3%
Down from 101.3% in May 2025
Selling 1% below asking
% Sold Over Asking
48%
48% of homes sold above asking, some competition
Active Listings
58
Down 12.1% from May 2025
About 2.8 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Windsor.

Median Sale Price
Up 2.3% year-over-year in Windsor. Based on 21 sales in the most recent month.
Homes Sold
40% more homes sold than a year ago in Windsor.
Total Monthly Payment
Estimated monthly cost is down 1% from a year ago in Windsor, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Windsor

Is now a good time to buy in Windsor?

Windsor leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Windsor home prices compare to the Bay Area average?

At $825K, Windsor's median sits about 56% below the Bay Area average of $1.85M. Windsor is among the most accessible parts of the Bay Area.

How competitive is Windsor for buyers?

Windsor currently leans toward buyers:

  • Homes sell about 0.7% below asking on average
  • 48% close above list price
  • 32 days typical time to go pending
  • 38% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Windsor home?

At $825K with 20% down at 6.49%, your estimated total monthly cost is approximately $5,210:

  • $4,167 principal and interest
  • $859 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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