Northside, Cupertino Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Northside, Cupertino Market Snapshot

Northside is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 7 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.80M
▼ Down 43.7% from September 2025
Down $1.40M from September 2025
Homes Sold
7
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$12,035/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,976
  • Property Tax$1,876
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
▲ 5 more days than in September 2025
Homes sell in a week or two
Sale-to-List Ratio
118.8%
▲ Up from 110.0% in September 2025
Selling 19% above asking
% Sold Over Asking
57%
More than half of homes sold above their asking price
Active Listings
12
▲ Up 67.7% from September 2025
About 5 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Northside.

Median Sale Price
Down 43.7% year-over-year in Northside. Based on 7 sales in the last 3 months.
Homes Sold
40% more homes sold than a year ago in Northside.
Total Monthly Payment
Estimated monthly cost is down 40% from a year ago in Northside, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Northside, Cupertino

Is now a good time to buy in Northside, Cupertino?

Northside, Cupertino is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Northside, Cupertino home prices compare to the Bay Area average?

At $1.80M, Northside, Cupertino's median is close to the Bay Area average of $1.77M.

Within Cupertino, this area trades about 37% below the city-wide median of $2.85M.

By home type:

  • Single-family homes at $3.38M
  • Condos at $1.15M
What price range should I budget for in Northside, Cupertino?

Prices in Northside, Cupertino depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $3.38M
  • Condos at $1.15M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Northside, Cupertino for buyers?

Northside, Cupertino is one of the Bay Area's more competitive markets:

  • Homes sell about 19% above asking on average
  • 57% close above list price
  • 13 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Northside, Cupertino home?

At $1.80M with 20% down at 7.4%, your estimated total monthly cost is approximately $12,035:

  • $9,976 principal and interest
  • $1,876 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow →

Let's Chat!

I read every message and usually reply the same day.

What brings you here?