Mira Vista Highlands, El Cerrito Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Mira Vista Highlands, El Cerrito Market Snapshot

Mira Vista Highlands is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 5 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.40M
Up 25.5% from July 2025
Up $285K from July 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,873/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,232
  • Property Tax$1,458
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
40 fewer days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
128.4%
Up from 105.6% in July 2025
Selling 28% above asking
% Sold Over Asking
80%
80% of homes sold above their asking price
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Mira Vista Highlands.

Median Sale Price
Up 25.5% year-over-year in Mira Vista Highlands. Based on 5 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 24% from a year ago in Mira Vista Highlands, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Mira Vista Highlands, El Cerrito

Is now a good time to buy in Mira Vista Highlands, El Cerrito?

Mira Vista Highlands, El Cerrito is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Mira Vista Highlands, El Cerrito home prices compare to the Bay Area average?

At $1.40M, Mira Vista Highlands, El Cerrito's median sits about 22% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Mira Vista Highlands, El Cerrito is one of the more accessible corners of the Bay Area.

This is close to the El Cerrito city-wide median of $1.28M.

How competitive is Mira Vista Highlands, El Cerrito for buyers?

Mira Vista Highlands, El Cerrito is one of the Bay Area's more competitive markets:

  • Homes sell about 28% above asking on average
  • 80% close above list price
  • 13 days typical time to go pending
  • 17% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Mira Vista Highlands, El Cerrito home?

At $1.40M with 20% down at 6.71%, your estimated total monthly cost is approximately $8,873:

  • $7,232 principal and interest
  • $1,458 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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