Richmond Pacific Heights, El Cerrito Housing Market · 2026

Data through Mar 2026

Richmond Pacific Heights, El Cerrito Market Snapshot

Richmond Pacific Heights is one of the most competitive markets in the Bay Area right now. Here's what you need to know:

Based on just 4 sales in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.43M
Homes Sold
4
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,942/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,266
  • Property Tax$1,492
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
Homes sell in a week or two
Sale-to-List Ratio
139.6%
Selling 40% above asking
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
1
About 0.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Richmond Pacific Heights.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 13% from a year ago in Richmond Pacific Heights, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Richmond Pacific Heights, El Cerrito

Is now a good time to buy in Richmond Pacific Heights, El Cerrito?

Data for Richmond Pacific Heights, El Cerrito specifically is limited. Only 4 sales in the most recent month is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader El Cerrito market: el Cerrito is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Richmond Pacific Heights, El Cerrito home prices compare to El Cerrito and the Bay Area?

Richmond Pacific Heights, El Cerrito's 4 recent sales were at a median of $1.43M. That is notably above El Cerrito's city-wide median of $1.20M. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.88M.

What will my total monthly cost be on a typical Richmond Pacific Heights, El Cerrito home?

Using the 4 recent sales (median $1.43M) as a rough anchor, your estimated total monthly cost with 20% down at 6.53% would be approximately $8,942:

  • $7,266 principal and interest
  • $1,492 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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