Watergate, Emeryville Housing Market · 2026

Data through Mar 2026

Watergate, Emeryville Market Snapshot

Watergate is a balanced market, but competition has been picking up. Here's where things stand:

Based on 12 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$310K
Down 39.8% from March 2025
Down $205K from March 2025
Homes Sold
12
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$2,079/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$1,572
  • Property Tax$323
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
26 days
30 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
104.8%
Up from 98.4% in March 2025
Selling 5% above asking
% Sold Over Asking
42%
42% of homes sold above asking, some competition
Active Listings
6
Down 71.4% from March 2025
About 0.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Watergate.

Median Sale Price
Down 39.8% year-over-year in Watergate. Based on 12 sales in the most recent month.
Homes Sold
140% more homes sold than a year ago in Watergate.
Total Monthly Payment
Estimated monthly cost is down 39% from a year ago in Watergate, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Watergate, Emeryville

Is now a good time to buy in Watergate, Emeryville?

Watergate, Emeryville is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Watergate, Emeryville home prices compare to the Bay Area average?

At $310K, Watergate, Emeryville's median sits about 83% below the Bay Area average of $1.88M. Watergate, Emeryville is among the most accessible parts of the Bay Area.

This is close to the Emeryville city-wide median of $334K.

How competitive is Watergate, Emeryville for buyers?

Watergate, Emeryville is a balanced market where neither side dominates:

  • Homes sell about 5% above asking on average
  • 42% close above list price
  • 26 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Watergate, Emeryville home?

At $310K with 20% down at 6.53%, your estimated total monthly cost is approximately $2,079:

  • $1,572 principal and interest
  • $323 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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