Watergate, Emeryville Housing Market · 2026

Data through May 2026

Watergate, Emeryville Market Snapshot

Watergate is a balanced market, but competition has been picking up. Here's where things stand:

Based on 13 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$345K
Down 8.0% from May 2025
Down $30K from May 2025
Homes Sold
13
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$2,285/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$1,743
  • Property Tax$359
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
42.5 days
0 fewer days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
104.5%
Up from 97.3% in May 2025
Selling 4% above asking
% Sold Over Asking
38%
38% of homes sold above asking, some competition
Active Listings
10
Down 47.4% from May 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Watergate.

Median Sale Price
Down 8.0% year-over-year in Watergate. Based on 13 sales in the most recent month.
Homes Sold
13% fewer homes sold than a year ago in Watergate.
Total Monthly Payment
Estimated monthly cost is down 10% from a year ago in Watergate, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Watergate, Emeryville

Is now a good time to buy in Watergate, Emeryville?

Watergate, Emeryville is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Watergate, Emeryville home prices compare to the Bay Area average?

At $345K, Watergate, Emeryville's median sits about 81% below the Bay Area average of $1.85M. Watergate, Emeryville is among the most accessible parts of the Bay Area.

Within Emeryville, this area trades about 50% below the city-wide median of $690K.

How competitive is Watergate, Emeryville for buyers?

Watergate, Emeryville is a balanced market where neither side dominates:

  • Homes sell about 4% above asking on average
  • 38% close above list price
  • 42.5 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Watergate, Emeryville home?

At $345K with 20% down at 6.49%, your estimated total monthly cost is approximately $2,285:

  • $1,743 principal and interest
  • $359 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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