Emeryville Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Emeryville Market Snapshot

Emeryville leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 31 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$445K
▲ Up 5.8% from September 2025
Up $24K from September 2025
Homes Sold
31
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,110/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,464
  • Property Tax$463
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
32 days
▼ 9 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
98.4%
▼ Down from 98.4% in September 2025
Selling 2% below asking
% Sold Over Asking
23%
Only 23% sold above asking. Few bidding wars right now
Active Listings
32
▼ Down 39.8% from September 2025
About 3.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Emeryville.

Median Sale Price
Up 5.8% year-over-year in Emeryville. Based on 31 sales in the last 3 months.
Homes Sold
3% fewer homes sold than a year ago in Emeryville.
Total Monthly Payment
Estimated monthly cost is up 12% from a year ago in Emeryville, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Emeryville housing market trends, 2021–2026

October 2021 median
$644K
$2,211/mo at 3.1%
Peak (October 2021)
$644K
September 2026 median
$445K
$2,375/mo at 7.0%

The median sale price in Emeryville is $445K — down 31% from $644K in October 2021. Over that stretch, the median peaked at $644K in October 2021 and bottomed at $367K in March 2026. That puts today's price about 15% below the area's 5-year average of $521K. Emeryville averages only about 11 sales a month, so these swings partly reflect which specific homes happened to sell — treat the long-run direction as rough, not precise.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $2,375 today, up 7% from $2,211 in October 2021. Most of that increase comes from mortgage rates (3.1% then vs. 7.0% now), not prices — at October 2021 rates, today's median would run about $1,527/mo.

Seasonally, the three months ending in October have been the busiest stretch for closings in Emeryville over the past 5 years (about 39 sales in that window on average, vs. 28 for the stretch ending in March), while competition has run hottest in the stretch ending in May (40% of homes selling over asking on average). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about Emeryville

Is now a good time to buy in Emeryville?

Emeryville leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Emeryville home prices compare to the Bay Area average?

At $445K, Emeryville's median sits about 75% below the Bay Area average of $1.77M. Emeryville is among the most accessible parts of the Bay Area.

By home type:

  • Condos at $430K
  • Single-family homes at $1.16M
What price range should I budget for in Emeryville?

Prices in Emeryville depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $430K
  • Single-family homes at $1.16M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Emeryville for buyers?

Emeryville currently leans toward buyers:

  • Homes sell about 2% below asking on average
  • 23% close above list price
  • 32 days typical time to go pending
  • 21% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Emeryville home?

At $445K with 20% down at 7.4%, your estimated total monthly cost is approximately $3,110:

  • $2,464 principal and interest
  • $463 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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