North Texas, Fairfield Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

North Texas, Fairfield Market Snapshot

North Texas leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 31 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$454K
▼ Down 7.2% from September 2025
Down $35K from September 2025
Homes Sold
31
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,173/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,517
  • Property Tax$473
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
36 days
▼ 9 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
98.8%
▼ Down from 99.1% in September 2025
Selling 1% below asking
% Sold Over Asking
27%
Only 27% sold above asking. Few bidding wars right now
Active Listings
27
▲ Up 21.2% from September 2025
About 2.7 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in North Texas.

Median Sale Price
Down 7.2% year-over-year in North Texas. Based on 31 sales in the last 3 months.
Homes Sold
29% more homes sold than a year ago in North Texas.
Total Monthly Payment
Estimated monthly cost is down 1% from a year ago in North Texas, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about North Texas, Fairfield

Is now a good time to buy in North Texas, Fairfield?

North Texas, Fairfield leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do North Texas, Fairfield home prices compare to the Bay Area average?

At $454K, North Texas, Fairfield's median sits about 74% below the Bay Area average of $1.77M. North Texas, Fairfield is among the most accessible parts of the Bay Area.

Within Fairfield, this area trades about 24% below the city-wide median of $600K.

By home type:

  • Single-family homes at $454K
  • Condos at $242K
What price range should I budget for in North Texas, Fairfield?

Prices in North Texas, Fairfield depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $454K
  • Condos at $242K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is North Texas, Fairfield for buyers?

North Texas, Fairfield currently leans toward buyers:

  • Homes sell about 1% below asking on average
  • 27% close above list price
  • 36 days typical time to go pending
  • 42% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced North Texas, Fairfield home?

At $454K with 20% down at 7.4%, your estimated total monthly cost is approximately $3,173:

  • $2,517 principal and interest
  • $473 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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