North Texas, Fairfield Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

North Texas, Fairfield Market Snapshot

North Texas is shifting toward buyers. Here's where things stand:

Based on 30 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$476K
Up 0.2% from July 2025
Up $855 from July 2025
Homes Sold
30
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,138/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,459
  • Property Tax$496
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
29 days
1 fewer day than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
100.5%
Down from 101.3% in July 2025
Selling at or near asking price
% Sold Over Asking
34%
34% of homes sold above asking, some competition
Active Listings
34
Up 49.1% from July 2025
About 3.5 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in North Texas.

Median Sale Price
Up 0.2% year-over-year in North Texas. Based on 30 sales in the last 3 months.
Homes Sold
15% more homes sold than a year ago in North Texas.
Total Monthly Payment
Estimated monthly cost is roughly flat compared to a year ago in North Texas.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about North Texas, Fairfield

Is now a good time to buy in North Texas, Fairfield?

North Texas, Fairfield currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do North Texas, Fairfield home prices compare to the Bay Area average?

At $476K, North Texas, Fairfield's median sits about 74% below the Bay Area average of $1.80M. North Texas, Fairfield is among the most accessible parts of the Bay Area.

Within Fairfield, this area trades about 23% below the city-wide median of $615K.

How competitive is North Texas, Fairfield for buyers?

North Texas, Fairfield currently leans toward buyers:

  • Homes sell about 0.5% above asking on average
  • 34% close above list price
  • 29 days typical time to go pending
  • 36% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced North Texas, Fairfield home?

At $476K with 20% down at 6.71%, your estimated total monthly cost is approximately $3,138:

  • $2,459 principal and interest
  • $496 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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