Fairfield Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Fairfield Market Snapshot

Fairfield leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 251 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$615K
Up 3.0% from July 2025
Up $18K from July 2025
Homes Sold
251
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,000/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,176
  • Property Tax$640
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
36 days
6 fewer days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
99.5%
Up from 99.4% in July 2025
Selling at or near asking price
% Sold Over Asking
29%
Only 29% sold above asking. Few bidding wars right now
Active Listings
258
Down 2.3% from July 2025
About 3.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Fairfield.

Median Sale Price
Up 3.0% year-over-year in Fairfield. Based on 251 sales in the last 3 months.
Homes Sold
21% more homes sold than a year ago in Fairfield.
Total Monthly Payment
Estimated monthly cost is up 2% from a year ago in Fairfield, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Fairfield housing market trends, 2021–2026

September 2021 median
$585K
$1,976/mo at 3.0%
Peak (May 2022)
$650K
July 2026 median
$615K
$3,160/mo at 6.7%

The median sale price in Fairfield is $615K — up 5% from $585K in September 2021. Over that stretch, the median peaked at $650K in May 2022 and bottomed at $570K in February 2026. That's right in line with the area's 5-year average of $607K. Each point is the median of a rolling 3-month window of closings, so the curve runs smoother than any single month; the multi-year direction is the signal.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $3,160 today, up 60% from $1,976 in September 2021. Most of that increase comes from mortgage rates (3.0% then vs. 6.7% now), not prices — at September 2021 rates, today's median would run about $2,076/mo.

Seasonally, the three months ending in August have been the busiest stretch for closings in Fairfield over the past 5 years (about 285 sales in that window on average, vs. 195 for the stretch ending in March). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about Fairfield

Is now a good time to buy in Fairfield?

Fairfield leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Fairfield home prices compare to the Bay Area average?

At $615K, Fairfield's median sits about 66% below the Bay Area average of $1.80M. Fairfield is among the most accessible parts of the Bay Area.

By home type:

  • Single-family homes at $615K
  • Townhomes at $685K
  • Condos at $355K
What price range should I budget for in Fairfield?

Prices in Fairfield depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $615K
  • Townhomes at $685K
  • Condos at $355K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Fairfield for buyers?

Fairfield currently leans toward buyers:

  • Homes sell about 0.5% below asking on average
  • 29% close above list price
  • 36 days typical time to go pending
  • 32% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Fairfield home?

At $615K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,000:

  • $3,176 principal and interest
  • $640 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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