Central-Downtown Fremont, Fremont Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Central-Downtown Fremont, Fremont Market Snapshot

Central-Downtown Fremont is shifting toward buyers. Here's where things stand:

Based on 9 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.05M
▲ Up 1.9% from September 2025
Up $20K from September 2025
Homes Sold
9
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,091/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,814
  • Property Tax$1,093
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
51 days
▲ 36 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
100.0%
▼ Down from 100.4% in September 2025
Selling at or near asking price
% Sold Over Asking
44%
44% of homes sold above asking, some competition
Active Listings
16
▲ Up 0.0% from September 2025
About 5.3 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Central-Downtown Fremont.

Median Sale Price
Up 1.9% year-over-year in Central-Downtown Fremont. Based on 9 sales in the last 3 months.
Homes Sold
31% fewer homes sold than a year ago in Central-Downtown Fremont.
Total Monthly Payment
Estimated monthly cost is up 8% from a year ago in Central-Downtown Fremont, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Central-Downtown Fremont, Fremont

Is now a good time to buy in Central-Downtown Fremont, Fremont?

Central-Downtown Fremont, Fremont currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Central-Downtown Fremont, Fremont home prices compare to the Bay Area average?

At $1.05M, Central-Downtown Fremont, Fremont's median sits about 41% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Central-Downtown Fremont, Fremont is one of the more accessible corners of the Bay Area.

Within Fremont, this area trades about 23% below the city-wide median of $1.37M.

By home type:

  • Condos at $450K
  • Single-family homes at $1.10M
  • Townhomes at $1.15M
What price range should I budget for in Central-Downtown Fremont, Fremont?

Prices in Central-Downtown Fremont, Fremont depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $450K
  • Single-family homes at $1.10M
  • Townhomes at $1.15M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Central-Downtown Fremont, Fremont for buyers?

Central-Downtown Fremont, Fremont currently leans toward buyers:

  • Homes sell about 0.0% above asking on average
  • 44% close above list price
  • 51 days typical time to go pending
  • 27% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Central-Downtown Fremont, Fremont home?

At $1.05M with 20% down at 7.4%, your estimated total monthly cost is approximately $7,091:

  • $5,814 principal and interest
  • $1,093 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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