Mission Valley, Fremont Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Mission Valley, Fremont Market Snapshot

Mission Valley is a balanced market, but competition has been picking up. Here's where things stand:

Based on 8 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.47M
▼ Down 4.5% from September 2025
Down $116K from September 2025
Homes Sold
8
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$16,466/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$13,705
  • Property Tax$2,577
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
▼ 6 fewer days than in September 2025
Homes sell in a week or two
Sale-to-List Ratio
100.1%
▼ Down from 100.3% in September 2025
Selling at or near asking price
% Sold Over Asking
75%
75% of homes sold above their asking price
Active Listings
4
▼ Down 46.6% from September 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Mission Valley.

Median Sale Price
Down 4.5% year-over-year in Mission Valley. Based on 8 sales in the last 3 months.
Homes Sold
27% fewer homes sold than a year ago in Mission Valley.
Total Monthly Payment
Estimated monthly cost is up 2% from a year ago in Mission Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Mission Valley, Fremont

Is now a good time to buy in Mission Valley, Fremont?

Mission Valley, Fremont is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Mission Valley, Fremont home prices compare to the Bay Area average?

At $2.47M, Mission Valley, Fremont's median sits about 40% above the Bay Area average of $1.77M. Mission Valley, Fremont is on the higher end of the regional market.

Within Fremont, this area trades about 81% above the city-wide median of $1.37M.

How competitive is Mission Valley, Fremont for buyers?

Mission Valley, Fremont is a balanced market where neither side dominates:

  • Homes sell about 0.1% above asking on average
  • 75% close above list price
  • 14 days typical time to go pending
  • 20% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Mission Valley, Fremont home?

At $2.47M with 20% down at 7.4%, your estimated total monthly cost is approximately $16,466:

  • $13,705 principal and interest
  • $2,577 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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