Mission Valley, Fremont Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Mission Valley, Fremont Market Snapshot

Mission Valley is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 11 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.65M
Up 15.8% from July 2025
Up $361K from July 2025
Homes Sold
11
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$16,638/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$13,694
  • Property Tax$2,761
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
10 days
19 fewer days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
105.9%
Up from 102.2% in July 2025
Selling 6% above asking
% Sold Over Asking
82%
82% of homes sold above their asking price
Active Listings
6
Down 8.2% from July 2025
About 1.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Mission Valley.

Median Sale Price
Up 15.8% year-over-year in Mission Valley. Based on 11 sales in the last 3 months.
Homes Sold
21% fewer homes sold than a year ago in Mission Valley.
Total Monthly Payment
Estimated monthly cost is up 15% from a year ago in Mission Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Mission Valley, Fremont

Is now a good time to buy in Mission Valley, Fremont?

Mission Valley, Fremont is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Mission Valley, Fremont home prices compare to the Bay Area average?

At $2.65M, Mission Valley, Fremont's median sits about 47% above the Bay Area average of $1.80M. Mission Valley, Fremont is on the higher end of the regional market.

Within Fremont, this area trades about 77% above the city-wide median of $1.50M.

How competitive is Mission Valley, Fremont for buyers?

Mission Valley, Fremont is one of the Bay Area's more competitive markets:

  • Homes sell about 6% above asking on average
  • 82% close above list price
  • 10 days typical time to go pending
  • 26% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Mission Valley, Fremont home?

At $2.65M with 20% down at 6.71%, your estimated total monthly cost is approximately $16,638:

  • $13,694 principal and interest
  • $2,761 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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