Upper Happy Valley, Lafayette Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Upper Happy Valley, Lafayette Market Snapshot

Upper Happy Valley favors sellers and competition is intensifying. Here's the picture:

Based on 8 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$4.32M
Up 30.9% from July 2025
Up $1.02M from July 2025
Homes Sold
8
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$27,013/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$22,329
  • Property Tax$4,501
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
16 days
13 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
105.5%
Up from 101.7% in July 2025
Selling 6% above asking
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
2
Down 57.1% from July 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Upper Happy Valley.

Median Sale Price
Up 30.9% year-over-year in Upper Happy Valley. Based on 8 sales in the last 3 months.
Homes Sold
11% fewer homes sold than a year ago in Upper Happy Valley.
Total Monthly Payment
Estimated monthly cost is up 30% from a year ago in Upper Happy Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Upper Happy Valley, Lafayette

Is now a good time to buy in Upper Happy Valley, Lafayette?

Upper Happy Valley, Lafayette favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Upper Happy Valley, Lafayette home prices compare to the Bay Area average?

At $4.32M, Upper Happy Valley, Lafayette's median sits about 140% above the Bay Area average of $1.80M. Upper Happy Valley, Lafayette is on the higher end of the regional market.

Within Lafayette, this area trades about 115% above the city-wide median of $2.01M.

How competitive is Upper Happy Valley, Lafayette for buyers?

Upper Happy Valley, Lafayette currently favors sellers:

  • Homes sell about 6% above asking on average
  • 50% close above list price
  • 16 days typical time to go pending
  • 25% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Upper Happy Valley, Lafayette home?

At $4.32M with 20% down at 6.71%, your estimated total monthly cost is approximately $27,013:

  • $22,329 principal and interest
  • $4,501 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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