Upper Happy Valley, Lafayette Housing Market · 2026

Data through Mar 2026

Upper Happy Valley, Lafayette Market Snapshot

Upper Happy Valley is shifting toward buyers. Here's where things stand:

Based on 6 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$3.75M
Up 33.6% from March 2025
Up $943K from March 2025
Homes Sold
6
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$23,111/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$19,021
  • Property Tax$3,906
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
32 days
16 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
99.3%
Down from 102.0% in March 2025
Selling 1% below asking
% Sold Over Asking
50%
More than half of homes sold above their asking price
Active Listings
1
Down 85.7% from March 2025
About 0.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Upper Happy Valley.

Median Sale Price
Up 33.6% year-over-year in Upper Happy Valley. Based on 6 sales in the most recent month.
Homes Sold
14% fewer homes sold than a year ago in Upper Happy Valley.
Total Monthly Payment
Estimated monthly cost is up 30% from a year ago in Upper Happy Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Upper Happy Valley, Lafayette

Is now a good time to buy in Upper Happy Valley, Lafayette?

Upper Happy Valley, Lafayette currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Upper Happy Valley, Lafayette home prices compare to the Bay Area average?

At $3.75M, Upper Happy Valley, Lafayette's median sits about 100% above the Bay Area average of $1.88M. Upper Happy Valley, Lafayette is on the higher end of the regional market.

Within Lafayette, this area trades about 50% above the city-wide median of $2.50M.

How competitive is Upper Happy Valley, Lafayette for buyers?

Upper Happy Valley, Lafayette currently leans toward buyers:

  • Homes sell about 0.7% below asking on average
  • 50% close above list price
  • 32 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Upper Happy Valley, Lafayette home?

At $3.75M with 20% down at 6.53%, your estimated total monthly cost is approximately $23,111:

  • $19,021 principal and interest
  • $3,906 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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