Lafayette Housing Market · 2026

Data through May 2026

Lafayette Market Snapshot

Lafayette is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 27 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$2.00M
Down 11.6% from May 2025
Down $262K from May 2025
Homes Sold
27
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$12,369/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$10,103
  • Property Tax$2,083
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
· Same as May 2025
Homes sell in a week or two
Sale-to-List Ratio
102.0%
Down from 102.5% in May 2025
Selling at or near asking price
% Sold Over Asking
48%
48% of homes sold above asking, some competition
Active Listings
54
Down 6.9% from May 2025
About 2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Lafayette.

Median Sale Price
Down 11.6% year-over-year in Lafayette. Based on 27 sales in the most recent month.
Homes Sold
10% fewer homes sold than a year ago in Lafayette.
Total Monthly Payment
Estimated monthly cost is down 14% from a year ago in Lafayette, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Lafayette

Is now a good time to buy in Lafayette?

Lafayette is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Lafayette home prices compare to the Bay Area average?

At $2.00M, Lafayette's median is close to the Bay Area average of $1.85M.

By home type:

  • Single-family homes at $2.00M
  • Condos at $979K
What price range should I budget for in Lafayette?

Prices in Lafayette depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.00M
  • Condos at $979K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Lafayette for buyers?

Lafayette is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 48% close above list price
  • 14 days typical time to go pending
  • 31% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Lafayette home?

At $2.00M with 20% down at 6.49%, your estimated total monthly cost is approximately $12,369:

  • $10,103 principal and interest
  • $2,083 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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