Pacifica Housing Market · 2026

Data through Mar 2026

Pacifica Market Snapshot

Pacifica is one of the most competitive markets in the Bay Area right now. Here's what you need to know:

Based on 29 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.30M
Down 11.1% from March 2025
Down $162K from March 2025
Homes Sold
29
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,132/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,594
  • Property Tax$1,354
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
11 days
2 fewer days than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
107.3%
Up from 106.9% in March 2025
Selling 7% above asking
% Sold Over Asking
72%
72% of homes sold above their asking price
Active Listings
37
Down 11.9% from March 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Pacifica.

Median Sale Price
Down 11.1% year-over-year in Pacifica. Based on 29 sales in the most recent month.
Homes Sold
53% more homes sold than a year ago in Pacifica.
Total Monthly Payment
Estimated monthly cost is down 13% from a year ago in Pacifica, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Pacifica

Is now a good time to buy in Pacifica?

Pacifica is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Pacifica home prices compare to the Bay Area average?

At $1.30M, Pacifica's median sits about 31% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Pacifica is one of the more accessible corners of the Bay Area.

By home type:

  • Single-family homes at $1.30M
  • Condos at $631K
What price range should I budget for in Pacifica?

Prices in Pacifica depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.30M
  • Condos at $631K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Pacifica for buyers?

Pacifica is one of the Bay Area's more competitive markets:

  • Homes sell about 7% above asking on average
  • 72% close above list price
  • 11 days typical time to go pending
  • 22% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Pacifica home?

At $1.30M with 20% down at 6.53%, your estimated total monthly cost is approximately $8,132:

  • $6,594 principal and interest
  • $1,354 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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