Downtown Petaluma, Petaluma Housing Market · 2026

Data through Mar 2026

Downtown Petaluma, Petaluma Market Snapshot

Downtown Petaluma favors sellers, but smart buyers can still win. Here's the picture:

Based on just 3 sales in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.41M
Homes Sold
3
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,780/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,132
  • Property Tax$1,465
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
29 days
Homes typically sell within a month
Sale-to-List Ratio
107.0%
Selling 7% above asking
% Sold Over Asking
67%
67% of homes sold above their asking price
Active Listings
3
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Downtown Petaluma.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 17% from a year ago in Downtown Petaluma, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Downtown Petaluma, Petaluma

Is now a good time to buy in Downtown Petaluma, Petaluma?

Data for Downtown Petaluma, Petaluma specifically is limited. Only 3 sales in the most recent month is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Petaluma market: petaluma is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Downtown Petaluma, Petaluma home prices compare to Petaluma and the Bay Area?

Downtown Petaluma, Petaluma's 3 recent sales were at a median of $1.41M. That is notably above Petaluma's city-wide median of $880K. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.88M.

What will my total monthly cost be on a typical Downtown Petaluma, Petaluma home?

Using the 3 recent sales (median $1.41M) as a rough anchor, your estimated total monthly cost with 20% down at 6.53% would be approximately $8,780:

  • $7,132 principal and interest
  • $1,465 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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