Midtown, Petaluma Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Midtown, Petaluma Market Snapshot

Midtown is shifting toward buyers. Here's where things stand:

Based on 6 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$771K
Up 6.6% from July 2025
Up $47K from July 2025
Homes Sold
6
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,974/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,987
  • Property Tax$804
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
72 days
31 more days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
99.8%
Down from 100.8% in July 2025
Selling at or near asking price
% Sold Over Asking
33%
33% of homes sold above asking, some competition
Active Listings
3
Down 46.4% from July 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Midtown.

Median Sale Price
Up 6.6% year-over-year in Midtown. Based on 6 sales in the last 3 months.
Homes Sold
33% fewer homes sold than a year ago in Midtown.
Total Monthly Payment
Estimated monthly cost is up 6% from a year ago in Midtown, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Midtown, Petaluma

Is now a good time to buy in Midtown, Petaluma?

Midtown, Petaluma currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Midtown, Petaluma home prices compare to the Bay Area average?

At $771K, Midtown, Petaluma's median sits about 57% below the Bay Area average of $1.80M. Midtown, Petaluma is among the most accessible parts of the Bay Area.

Within Petaluma, this area trades about 16% below the city-wide median of $917K.

How competitive is Midtown, Petaluma for buyers?

Midtown, Petaluma currently leans toward buyers:

  • Homes sell about 0.2% below asking on average
  • 33% close above list price
  • 72 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Midtown, Petaluma home?

At $771K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,974:

  • $3,987 principal and interest
  • $804 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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