Midtown, Petaluma Housing Market · 2026

Data through May 2026

Midtown, Petaluma Market Snapshot

Midtown is a balanced market, but competition has been picking up. Here's where things stand:

Based on 6 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$675K
Down 4.3% from May 2025
Down $31K from May 2025
Homes Sold
6
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,293/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,407
  • Property Tax$703
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
45 days
14 more days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
103.1%
Up from 100.6% in May 2025
Selling 3% above asking
% Sold Over Asking
67%
67% of homes sold above their asking price
Active Listings
4
Down 20.0% from May 2025
About 0.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Midtown.

Median Sale Price
Down 4.3% year-over-year in Midtown. Based on 6 sales in the most recent month.
Homes Sold
40% fewer homes sold than a year ago in Midtown.
Total Monthly Payment
Estimated monthly cost is down 7% from a year ago in Midtown, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Midtown, Petaluma

Is now a good time to buy in Midtown, Petaluma?

Midtown, Petaluma is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Midtown, Petaluma home prices compare to the Bay Area average?

At $675K, Midtown, Petaluma's median sits about 64% below the Bay Area average of $1.85M. Midtown, Petaluma is among the most accessible parts of the Bay Area.

Within Petaluma, this area trades about 24% below the city-wide median of $890K.

How competitive is Midtown, Petaluma for buyers?

Midtown, Petaluma is a balanced market where neither side dominates:

  • Homes sell about 3% above asking on average
  • 67% close above list price
  • 45 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Midtown, Petaluma home?

At $675K with 20% down at 6.49%, your estimated total monthly cost is approximately $4,293:

  • $3,407 principal and interest
  • $703 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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